Luka Frugoni is an independent life insurance & annuity agent based in Boerne, Texas, serving families in English y en Español.
Luka was born and raised in Buenos Aires, Argentina, and today has deep roots in the Texas Hill Country. That journey shapes how he works: fluent in English and Spanish, at home with people from every walk of life, and convinced that trust is earned by listening — not by pitching.
"This work isn't about numbers on a spreadsheet. It's about protecting the people and the life you've worked so hard to build."
His approach is listen-first. Before recommending anything, Luka takes the time to understand your family, your finances, and your goals — then explains the tradeoffs of every option honestly, in plain language, so you can make a confident decision.
As an independent agent, he represents multiple top-rated carriers rather than being captive to one company. That independence means his recommendation is built around what fits you — ranchers, retirees, young professionals, and small business owners alike.
And the relationship doesn't end when a policy is signed. Luka's commitment is to be a lifelong resource as your needs evolve — not a one-and-done sale.
Clear, straightforward advice. Full transparency on the pros and cons of every option — including the ones that don't earn Luka a thing.
Every family is unique; the strategy should be too. Luka works to understand your situation before recommending anything.
Insurance is confusing — the job is to demystify it. Bilingual guidance in English y en Español, so language is never a barrier.
The commitment doesn't end when a policy is signed. Luka stays a lifelong resource as your needs evolve.
When he's not helping families plan, you'll find Luka coaching youth sports, volunteering at community events, and spending time with his own family in the Hill Country.
Community isn't a marketing word for him — it's where he lives, coaches, and shows up. It's also why his clients tend to call him back years later, for the next chapter.
A free consultation is just a conversation. Bring your questions, in English or en Español.